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Foreclosures
NOTICE OF SUBSTITUTETRUSTEE'S SALESTATE OF MISSISSIPPICOUNTY OF TATEWHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 15, 2009, executed by CHARLES H. HOWARD AND DEBORAH A. HOWARD, conveying certain real property therein described to STEVE HOMES & ASSOCIATES, P.C., as Trustee, for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ALACRITY LENDING COMPANY, Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the office of the Chancery Clerk of Tate County, Mississippi filed and recorded May 18, 2009, in Deed Book 2009, Page 5219 (see "Loan Modification Agreement" at Book 2012, Page 3584, and "Loan Modification Agreement" at Book 2014, Page 4225); andWHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to FREEDOM MORTGAGE CORPORATION OF NEW JERSEY by instrument recorded on December 10, 2014 in the office of the aforesaid Chancery Clerk in Deed Book 2014, Page 13898; and WHEREAS, on December 31, 2014, the undersigned, Rubin Lublin, LLC has been appointed as Substitute Trustee by instrument recorded in the office of the aforesaid Chancery Clerk in Deed Book 2014, Page 14709; andNOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on February 24, 2015 within the lawful hours of sale between 11:00AM and 4:00PM at the steps of the east front door of the Courthouse proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Tate County, Mississippi, to wit:LOCATED IN N. W. 1/4 SECTION 21, T-4-S, R-5-W, TATE COUNTY MS. LOT #8 OF ROCKHILL ESTATES SUBDIVISION- 1ST ADDITION ACCORDING TO THE PLAT RECORDED IN PLAT FILE(S) PLAT BOOK 11, PAGE 21 IN THE OFFICE OF THE CHANCERY CLERK OF TATE COUNTY, MISSISSIPPI. ATTACHED HERETO AND CONVEYED HEREWITH IS A 2009 LEXINGTON MANUFACTURED HOME BEARING SERIAL/VIN#LH01095296-AB, WHICH IS PERMANENTLY AFFIXED TO THE AFOREMENTIONED PROPERTY PURSUANT TO AFFIDAVIT OF AFFIXATION OF RECORD IN BOOK 2009, PAGE 1612, IN THE REGISTER`S OFFICE FOR TATE COUNTY, MISSISSIPPI.PROPERTY ADDRESS: The street address of the property is believed to be 930 MAYS RD, COLDWATER, MS 38618.In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee.THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Rubin Lublin, LLC,Substitute Trustee428 North Lamar Blvd, Suite 107Oxford, MS 38655www.rubinlublin.com/property-listings.phpTel: (877) 813-0992Fax: (404) 601-5846PUBLISH: 01/27/2015, 02/03/2015, 02/10/2015, 02/17/2015Ad #77504
1/31/2015
SUBSTITUTE TRUSTEE’SNOTICE OF SALEWHEREAS, Bennie Lee Jamison, as Grantor, executed and delivered to L. Bradley Dillard, as Trustee, and Vanderbilt Mortgage and Finance, Inc., as Lender, a Deed of Trust dated June 27, 2012, as recorded in Deed of Trust Book 2012 at Page 6588 in the land records of the Chancery Clerk of Tate County, Mississippi; andWHEREAS, Vanderbilt Mortgage and Finance, Inc., the legal holder of the Deed of Trust and the Note secured thereby, substituted Andrew R. Wilson as Trustee therein pursuant to a Substitution of Trustee dated December 10, 2014, as recorded in Deed of Trust Book 2014 at Page 14123 in the land records of the Chancery Clerk of Tate County, Mississippi; andWHEREAS, default having been made in the terms and conditions of the Deed of Trust and the entire debt secured thereby having been declared due and payable in accordance with the terms of the Deed of Trust, and the legal holder of the indebtedness secured thereby, Vanderbilt Mortgage and Finance, Inc., having requested the undersigned Substitute Trustee to execute the trust and sell the land and property in accordance with the terms of the Deed of Trust for the purpose of raising the sums due thereunder together with Trustee’s fees, attorney’s fees, and expenses of sale.NOW, THEREFORE, I, Andrew R. Wilson, Substitute Trustee, will on February 11, 2015, offer for sale at public outcry to the highest bidder for cash within legal hours (between the hours of 11 a.m. and 4 p.m., prevailing Central time) at the front door of the Tate County Courthouse located in Senatobia, Mississippi, the following described land and property situated in Tate County, Mississippi:Commencing at the commonly accepted northwest corner of the southwest quarter of Section 29, Township 4 South, Range 9 West, Tate County, Mississippi, being a 1" angle iron found; thence South 0°00'00" East, a distance of 303.31 feet; thence North 90°00'00" East, a distance of 312.74 feet to a railroad spike set in the centerline of Bluff Road being the POINT OF BEGINNING; thence North 50°39'08" East along said road, a distance of 70.49 feet; thence North 43°30'47" East along said road, a distance of 156.11 feet to a railroad spike set; thence South 32°46'10" East, a distance of 421.76 feet to a 3/8" rebar set, thence South 56°31'18" West, a distance of 217.00 feet to a 3/8" rebar set; thence North 33°28'42" West a distance of 379.38 feet to the POINT OF BEGINNING; said described tract containing 2.00 Acres, more or less. - and -A manufactured home (Make: Clayton or CMH; Year: 2012; Model: Factory Select; Serial Number: CS2013443TN), which is located on the foregoing property.I WILL CONVEY only such title as is vested in me as Substitute Trustee.WITNESS MY SIGNATURE on this the 20th day of January 2015./s/ Andrew R. WilsonSubstitute TrusteeAndrew R. Wilson (Miss. Bar #102862)BENNETT LOTTERHOS SULSER & WILSON, P.A.P.O. Box 98Jackson, MS 39205-0098Telephone: (601) 944-0466Facsimile: (601) 944-0467awilson@blswlaw.comPUBLISH: The Democrat (1/20/2015, 1/27/2015, 2/3/2015, 2/10/2015)
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1/31/2015
NOTICE OF SALE BYSUBSTITUTE TRUSTEEWHEREAS, Janice Annette Johnson executed a Deed of Trust (“Deed of Trust”) dated May 14, 2013 to J. Patrick Caldwell, Trustee for the benefit of BancorpSouth Bank, which Deed of Trust was recorded on May 20, 2013, at Book 2013, Pages 6344-6356, in the Office of the Chancery Clerk of Tate County, Mississippi; andWHEREAS, the aforesaid, BancorpSouth Bank, the holder of the promissory note secured by the Deed of Trust, and the beneficiary of the Deed of Trust, substituted Brett A. Schubert, as Substitute Trustee therein, as authorized by the terms of the Deed of Trust, by and through that certain Appointment of Substitute Trustee executed on December 19, 2014, and recorded on December 22, 2014 in the Office of the Chancery Clerk of Tate County, Mississippi, in Book 2014, Page 14424; andWHEREAS, default having been made in the terms and conditions of the Deed of Trust, and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of the Deed of Trust, and the legal holder of said indebtedness, BancorpSouth Bank, having requested the undersigned Substitute Trustee to execute the trust and sell the land and property described in the Deed of Trust in accordance with its terms for the purpose of raising the sums due thereunder, together with attorney's fees and costs, Substitute Trustee's fees, and the expenses of sale.NOW, THEREFORE, I, Brett A. Schubert, Substitute Trustee in the Deed of Trust, will, on the 28th day of January, 2015, offer for sale and will sell at public outcry, to the highest bidder for cash, within legal hours (being between the hours of 11 A.M. and 4 P.M.) at the East front door of the County Courthouse at 201 Ward Street, South, Senatobia, County of Tate, Mississippi, the following described property lying and being situated in the County of Tate, Mississippi.TRACT 1The Southeast Quarter of the Southwest Quarter of Section 2, Township 6, Range 5, Tate County, Mississippi, containing 40 acres, more or less.LESS AND EXCEPT:Commencing at the southwest corner of Section 2, Township 6 South, Range 5 West, Tate County, Mississippi and running thence North 88 degrees 29 minutes 42 seconds East a distance of 1527.62 feet to an iron pin on the north right of way of a county gravel road and THE POINT OF BEGINNING of the herein described property; thence North 00 degrees 54 minutes 48 seconds West a distance of 660.41 feet to an iron pin; thence South 89 degrees 44 minutes 10 seconds East a distance of 329.76 feet to an iron pin; thence South 00 degrees 54 minutes 48 seconds East a distance of 660.41 feet to an iron pin on the north right of way of said road; thence North 89 degrees 44 minutes 10 seconds West along said right of way a distance of 329.76 feet to the point of beginning and containing 5 (five) acres, more or less, and being in the Southeast Quarter of the Southwest Quarter of said section 2.ALSO LESS AND EXCEPT:Commencing at the southwest corner of Section 2, Township 6 South, Range 5 West, Tate County, Mississippi and running thence N88°57’37”E a distance of 2244.04 feet to an iron pin on the north R.O.W. of a public gravel road and the POINT OF BEGINNING of the herein described property; thence N00°39’06”W a distance of 1289.75 feet to an iron pin on a fence line; thence S89°56’00”E along said fence and an extension of same a distance of 411 feet to an iron pin; thence S00°39’06”E and generally along a meandering fence line a distance of 1164.77 feet to an iron pin; thence S00°39’06”E a distance of 106.73 feet to a point in a creek on the north R.O.W. of said row; thence S87°31’21”W along the north R.O.W. of said road a distance of 411.18 feet to the point of beginning and containing 12.08 acres, more or less.ALSO LESS AND EXCEPT:Commencing at the Southwest corner of Section 2, Township 6 South, Range 5 West, Tate County, Mississippi and running thence N 89° 47’ 03” E along a public Road a Distance of 1327 feet; thence N 00° 39’ 06” W a distance of 31.20 feet to an iron pipe and the Point of Beginning of the herein described property; thence N 00° 39’ 06” W a distance of 660.42; thence N 89° 06’ 42” E a distance of 393.80 feet; thence S 00° 54’ 48” E a distance of 660.41 feet to an iron pin on the North R.O.W. of the public road; thence S 89° 06’ 42” W a distance of 396.81 feet to the point of beginning and containing 5.99 acres, more or less, being in the Southeast Quarter of the Southwest Quarter of said Section 2.TRACT IICommencing at the southwest corner of Section 2, Township 6 South, Range 5 West, Tate County, Mississippi, and running thence North 88 degrees 29 minutes 42 seconds East a distance of 1527.62 feet to an iron pin on the north right of way of a county gravel road and THE POINT OF BEGINNING of the herein described property; thence North 00 degrees 54 minutes 48 seconds West a distance of 660.41 feet to an iron pin; thence South 89 degrees 44 minutes 10 seconds East a distance of 329.76 feet to an iron pin; thence South 00 degrees 54 minutes 48 seconds East a distance of 660.41 feet to an iron pin on the north right of way of said road; thence, North 89 degrees 44 minutes 10 seconds West along said right of way a distance of 329.76 feet to the point of beginning and containing 5 (five) acres, more or less, and being the Southeast Quarter of the Southwest Quarter of said Section 2. As per survey by EDMOND E. HELLUMS, SURVEYOR, dated June 3, 1986.Parcel Id: 131-02-0000900; 405 Rock Hill Road, Como, Mississippi, 38619The sale of the aforesaid property, which was described in and conveyed by and through the Deed of Trust, shall be made subject to any and all matters a present and accurate survey of the property may show; the rights of any tenant(s) in possession with leasehold interest(s) which are not subordinate to the lien of the Deed of Trust and/or extinguished by the sale; any and all instruments of record in the Tate County Chancery Clerk’s Office, including, but not limited to, all prior liens, rights of way, building lines, covenants, easements, restrictions, and encumbrances of record, if any; and any and all unpaid taxes and assessments, including penalties and interest, if any. I WILL CONVEY only such title as is vested in me as Substitute Trustee. The right is reserved to adjourn the date of sale to another date or time without further publication, upon announcement at the time for the above.WITNESS MY SIGNATURE, this 29th day of December, 2014.Brett A. Schubert, Substitute TrusteeMartin, Tate, Morrow & Marston, PC6410 Poplar Avenue, Ste. 1000Memphis, Tennessee 38119901-522-9000Publish: January 6, 2015; January 13, 2015; January 20, 2015 and January 27, 2015
1/31/2015
Substitute Trustee’sNotice of SaleSTATE OF MISSISSIPPICOUNTY OF TateWHEREAS, on the 23rd day of April, 2008 and acknowledged on the 23 day of April, 2008, Jo Ann Ward, a single woman, executed and delivered a certain Deed of Trust unto Richmond Title Services, LP, Trustee for Mortgage Electronic Registration Systems, Inc. as nominee for The Hurricane Mortgage Company, Inc., Beneficiary, to secure an indebtedness therein described, which Deed of Trust is recorded in the office of the Chancery Clerk of Tate County, Mississippi in Deed of Trust Book 2008 at Page 6098; andWHEREAS, by various assignments on record said Deed of Trust was ultimately assigned to LPP Mortgage LTD by instrument recorded in the office of the aforesaid Chancery Clerk in Deed of Trust Book 2010 at Page 8237; andWHEREAS, on the 24th day of November, 2014 the Holder of said Deed of Trust substituted and appointed Sean A. Southern by instrument recorded in the office of the aforesaid Chancery Clerk in Deed of Trust Book 2014 at Page 13896; andWHEREAS, default having been made in the payments of the indebtedness secured by the said Deed of Trust, and the holder of said Deed of Trust, having requested the undersigned so to do, on the 3rd day of February, 2015, I will during the lawful hours of between 11:00 a.m. and 4:00 p.m., at public outcry, offer for sale and will sell, at the East front steps or the North porch of the Tate County Courthouse at Senatobia, Mississippi, for cash to the highest bidder, the following described land and property situated in Tate County, Mississippi, to-wit:A fractional part of the Southeast Quarter of Section 27, Township 5 South, Range 7 West, Tate County, Mississippi, more particularly described as follows to-wit:Beginning at a point which is 373.7 feet North and 383.9 feet West of the Southeast corner of said Section 27, Township 5 South, Range 7 West, run thence North 02 degrees 00 minutes West 670 feet along a wire fence which is the East line of Johnnie Woolfolk property to a point; thence East 131.7 feet along a wire fence to a point; thence South 00 degrees 41 minutes East 420.4 feet along a wire fence to a point; thence North 87 degrees 16 minutes East 53 feet along a wire fence to an iron rod; thence South 02 degrees 00 minutes East 251.9 feet to an iron rod; thence West 175 feet to the Point of Beginning, and containing 2.3 acres, more or less.And also: An easement for ingress and egress across the existing driveway running from the public highway to the above described land.I will only convey such title as is vested in me as Substitute Trustee.WITNESS MY SIGNATURE, this 2nd day of January, 2015.Sean A. SouthernSubstitute Trustee855 S Pear Orchard Rd., Ste. 404, Bldg. 400Ridgeland, MS 39157(318) 330-9020rdb/F14-1620PUBLISH: 1.13.15 - 1.20.15 - 1.27.15
1/31/2015
TRUSTEE’S NOTICE OF SALEWHEREAS, on the 10th day of August, 2010, John King and Belvin King, executed a Land Deed of Trust to David M. Slocum, Jr., Trustee for the use and benefit of Richard D. Dettman and Ardella Dettman, beneficiary, which Land Deed of Trust is on file and of record in the office of the Chancery Clerk of Tate County, Mississippi, in Deed of Trust Book 2010 at Page 7620, thereof; andWHEREAS, default having been made in payment of the indebtedness secured by said Deed of Trust, and the owner and holder of said Deed of Trust having requested the undersigned to sell real property as provided by said deed of trust.NOW, THEREFORE, notice is hereby given that the undersigned will between the hours of 11:00 o’clock a.m. and 4:00 o'clock p.m. on Friday, the 13th day of February, 2015, at the east front door of the Tate County, Mississippi Courthouse in the City of Senatobia, Mississippi, offer for sale and sell at public auction to the highest bidder for cash the following described real property located and situated in the Tate County, Mississippi, to-wit:Parcel 5 of the Gaines Tract containing 10.0 acres in part of the Northeast Quarter of Section 27, Township 4 South, Range 7 West, Tate County, Mississippi.Beginning at a point in Scottland Road, said point being 907.5 feet west of the northeast corner of Section 27, Township 4 South, Range 7 West and being the Northeast corner of the Gaines tract; thence south 89 degrees, 21 minutes west 648.0 feet along Scottland Road to the Northeast corner of Parcel 4 of the Gaines tract; thence south 2 degrees 13 minutes east 841.0 feet to the southeast corner of said Parcel 4 and the point of beginning of Parcel 5; thence south 89 degrees 21 minutes west 260.0 feet to the southwest corner of Parcel 4; thence south 88 degrees 25 minutes west 783.9 feet to a point in the east right of way of Callicott-Beartail Road (80 feet wide); thence south 2 degrees 09 minutes east 400.0 feet to the northwest corner of Parcel 1 of the Gaines tract; thence north 88 degrees 57 minutes east 663.62 feet along the north line of said Parcel 1 to a point; thence south 77 degrees 19 minutes east 393.68 feet along the north line of said Parcel 1 to the southwest corner of parcel 2 of the Gaines tract; thence north 2 degrees 13 minutes west 499.07 feet to the point of beginning and containing 10.0 acres, more or less. All bearings are magnetic as surveyed by J. F. Lauderdale, March 3, 1984.The undersigned will convey such title as is vested in him as Trustee in said deed of trust.This the 13th day of January, 2015./s/ David M. Slocum, Jr. DAVID M. SLOCUM, JR.Trustee329 Tate StreetSenatobia, MS 38668Phone: (662) 301-0035Dates of Publication in the Democrat:January 20, 2015January 27, 2015February 3, 2015February 10, 2015
1/31/2015
TRUSTEE'S NOTICE OF SALEWHEREAS, on September 24, 1999, William E. Cook and wife, Janice S. Cook executed a Land Deed of Trust to Robert L. Woods and H. H. Hawks, Beneficiaries, which Deed of Trust is recorded in the Office of the Chancery Clerk of Tate County, Mississippi, at Senatobia, Mississippi, in Trust Deed Book 475 at Page 718; andWHEREAS, default having been made in the payment of the indebtedness secured by said Deed of Trust, Robert L. Woods and H. H. Hawks, having requested the undersigned so to do, I will, therefore, on the 17th day of February, 2015 offer for sale at public outcry and sell during legal hours, between 11:00 o'clock A.M. and 4:00 o'clock P.M., at the main north door of the Tate County Courthouse located in the City of Senatobia, Mississippi, for cash to the highest bidder, the following described land and property situated in Tate County, Mississippi, to-wit:Lot 74, SOUTH WAKEFIELD FARMS, in Section 24; Township 4 South; Range 6 West; Tate County, Mississippi, as per plate thereof of record in Plat Book 10, Pages 68-74, in the office of the Chancery Clerk of Tate County, Mississippi.I will convey only such title as is vested in me as Trustee.WITNESS MY SIGNATURE, this the 20th day of January 2015.s/ Kenneth E. StocktonKENNETH E. STOCKTON, TRUSTEEPublish: 1/27/2/3, 10/2015
1/31/2015
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